The NYS Point & Insurance Reduction (Defensive Driving) class is a six-hour classroom course using behavior-modification methodology to encourage the development of habits and behaviors associated with advanced driving skills. It serves to help refresh driving knowledge by reviewing safe driving tips and examining vehicle and traffic laws.
Point Reduction: Upon successful completion of this class, students may have up to four points reduced from their NYS driver's license.
Insurance Reduction: Upon successful completion of this class, students receive a minimum 10% reduction in the base rate of their automobile/motorcycle liability and collision insurance premiums each year for 3 years.
For more information regarding the benefits of the Point Insurance Reduction Program, please visit the NYS DMV website.
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